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Thursday, December 15, 2016

How to win Rs 1 crore cash prize from NPCI for making Digital payments

Niti Aayog today has designed a bumper schemes called Lucky Grahak Yojana for consumers & Digi Dhan Vyapar Yojana for merchants - to encourage digital payments! in India. The transactions done between November 1, 2016 and April 13, 2017 are eligible for this scheme. So, PAY DIGITALLY, WIN CASHBACK DAILY on making digital payments every day for 100 days beginning Christmas this year! 

Merchants accepting digital payments too will have a chance to win! Join the Ipaydigital revolution in India now! IndiaFightsCorruption said Narendra Modi in a statement.
How to win Rs 1 crore cash prize from NPCI for making Digital payments



All the people who made digital or e-payments after November 8 are also eligible for this scheme.

For this scheme, Government has already put aside Rs125 crore from the National Financial inclusion Fund. The government has also ordered National payment corporation of India (NPCI) to conceptualize and launch the scheme very soon.


Who is eligible for this scheme?

Eligible Payment Modes:

  • United Payment Interface (UPI)
  • USSD *99#
  • Rupay cards (payment made through visa, master or maestro cards are not eligible for this scheme)
  • Aadhar enabled payment service (AEPS)
How to win Rs 1 crore cash prize from NPCI for making Digital payments

The government is targeting people living in rural areas and smaller cities where digital payment penetration is very less. Also, the focus will be on poor and middle-class citizens and small business. Any payment made digitally for any purchase like grocery, fuel, shopping etc are eligible for the scheme. I don't think, people spending a large amount of money in shopping malls in metro cities will be eligible for the scheme.

How the lucky draw is conducted?

Lucky Grahak Yojana [Consumers]:


  • Rs 1000 daily for 15000 lucky consumers
  • Weekly prizes of Rs 1 lakh, 10,000 and 5000



Digi Dhan Vyapar Yojana [ Merchants]:

  • Weekly prize of Rs 50,000, 25000 and 5000 and merchants.

Mega Draw on 14th of April – Ambedkar Jayanti

  • 3 Mega Prizes for consumers worth Rs 1 crore, 50 lakh, 25 lakh for digital transactions between 8th November 2016 to 13th April 2017 to be announced on 14th April 2017
  • 3 Mega Prizes for merchants worth Rs 50 lakhs, 25 lakh, 12 lakh for digital transactions between 8th November 2016 to 13th April 2017 to be announced on 14th 
The estimated expenditure on the first phase of the scheme (up to 14th April 2017) is likely to be 340 Crores.

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